Stamp Duty Calculator

Instant stamp duty calculations

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Stamp Duty News

Stamp duty for first time buyers has been abolished for most purchasers.

Stamp duty for buy to let property has increased substantially from April 2016.

Stamp duty for second homes also attracts a 3 percent surcharge from April. Mobile homes, caravans and houseboats are exempt.

Stamp duty refunds are available for home movers replacing their main residence. The original home must be sold within 3 years.

Stamp duty calculations are different in England and Northern Ireland to LBTT calculations in Scotland and LTT calculations in Wales.

UK Stamp Duty Calculator

Calculate stamp duty (SDLT) in England and Northern Ireland with our instant stamp duty calculator.

Calculate how much stamp duty you will pay:

  1. Select "Single Property", "Additional Property" or "First Time Buyer".
  2. Enter purchase price.
  3. Click "Calculate" button for instant stamp duty calculations.

Single Property


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Additional Property


Purchase Price

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First Time Buyer


Purchase Price

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Stamp duty refunds

A stamp duty refund may be available if you are moving house. The refund and may be claimed online or by post and the must now be submitted within 12 months following the sale of your previous home.

Full qualifying criteria can be found in our moving house section.

What is stamp duty?

Stamp Duty Land Tax (SDLT) is a tax levied on the purchase of property in England and Northern Ireland.

SDLT is a progressive tax and is charged at different rates depending on the purchase price of a property. There are a number of stamp duty tax bands with rates progressively rising from lower to higher bands.

What are the 2019 stamp duty rates?

The freehold residential stamp duty rates in England and Northern Ireland are shown in the table below:

Tax Band Normal Rate Additional Property
less than £125k 0% 3%*
£125k to £250k 2% 5%
£250k to £925k 5% 8%
£925k to £1.5m 10% 13%
rest over £1.5m 12% 15%
* An additional property purchased for less than £40k will attract 0% tax. For purchases from £40k to £125k the SDLT rate will be 3% on full purchase price. The SDLT rates above apply to freehold residential purchases in England and Northern Ireland.

Buy to let & second homes

Stamp duty rates have increased for anyone purchasing an additional property. From April 2016 a 3% surcharge has been applied on top of the normal SDLT rate.

New rates, exemptions and examples can be found on our buy to let stamp duty and SDLT for second homes pages.

First time buyers

Stamp duty for most first time buyers has been permanently abolished. For qualifying criteria, calculations and rates please visit our stamp duty for first time buyers page.

When do you pay stamp duty?

Stamp duty now needs to be paid within 14 days after completing on a property purchase. The 14 day period for submitting a stamp duty return has been effective from March 2019 and has been reduced from 30 days.

In reality the reduced time frame should not have a significant impact on individuals. This is because most SDLT returns will be submitted by a solicitor or conveyancer acting on behalf of their client.

Stamp duty changes

Major changes to stamp duty were implemented in December 2014. The old stamp duty system was considered to be a "slab tax" whereby rates were incremented at each SDLT threshold and applied to the whole property purchase price.

Since 2014 stamp duty has become "progressive" and rate increases are applied between stamp duty thresholds, not to the final purchase price.

Further changes were made to the new stamp duty system in November 2017 when the government introduced first time buyer relief.

Stamp duty news

Stamp duty has been in the news again recently with much speculation around further stamp duty changes. As part of wider tax reforms, Prime Minister Boris Johnson has hinted that stamp duty rates could be reduced to help support the housing market.

Some ideas currently attracting debate include:

  1. Reducing the the higher stamp duty rate to boost the London housing market.
  2. Increasing the initial stamp duty threshold.
  3. Shifting stamp duty liability from buyer to seller.

In a recent tweet, the Chancellor Sajid Javid now appears to have discounted shifting SDLT liability from buyers to sellers, stating he would not support this.

Further changes to Stamp duty could be announced in an emergency Budget held before the deadline for the UK leaving the EU on October 31st 2019.

Stamp duty revenue

Stamp duty revenue has generally been on an upward trend over the last 40 years. Following on from the extensive stamp duty reform in 2014, stamp duty receipts continue to rise.

In 2017/18 stamp duty generated roughly £12.9 billion for the Government. This figure is forecast to rise to approximately £16 Billion in 2023/24.

SDLT remains an important form of taxation for the Treasury despite some recent research suggesting that stamp duty may have a negative impact on the housing market.

Stamp duty in Scotland

Land and Buildings Transaction Tax (LBTT) has replaced stamp duty in Scotland. The Scottish LBTT system is broadly based on the existing SDLT scheme whereby purchasers pay tax on amounts between bands, not on the full purchase price of a property.

The current LBTT rates are shown in the table below:

Tax Band Normal Rate Additional Property
less than £145k 0% 4%*
£145k to £250k 2% 6%
£250k to £325k 5% 9%
£325k to £750k 10% 14%
rest over £750k 12% 16%
* An additional property purchased for less than £40k will attract 0% tax. For purchases from £40k to £145k the rate will be 4% on the full purchase price. The LBTT rates above apply to freehold residential purchases in Scotland.

For more information, calculations and rates please visit our LBTT calculator page.

Stamp duty in Wales

From April 2018 Land Transaction Tax (LTT) has replaced stamp duty in Wales with new LTT rates being introduced from April 2018. LTT is broadly based on the existing stamp duty system with buyers paying tax on amounts between bands, not on the full purchase price of a property.

The new LTT rates in Wales are shown in the table below:

Tax Band Normal Rate Additional Property
less than £180k 0% 3%*
£180k to £250k 3.5% 6.5%
£250k to £400k 5% 8%
£400k to £750k 7.5% 10.5%
£750k to £1.5m 10% 13%
rest over £1.5m 12% 15%
* Under the new LTT structure an additional property purchased for less than £40k will attract 0% tax. For purchases from £40k to £180k the LTT rate will be 3% on full purchase price. The LTT rates above apply to freehold residential purchases in Wales.

For the latest LTT information, rates and calculations please visit our LTT calculator section.

This stamp duty calculator is designed to give you an idea of your stamp duty liability when buying a freehold residential property in England & N.Ireland. Stamp duty calculations are rounded down to the nearest pound.
SDLT Calculator

Stamp duty calculations with new stamp duty thresholds. One ckick SDLT Calculations!

SDLT Rates

UK stamp duty rates showing new and old SDLT thresholds. Instantly check UK SDLT rates.

LTT Calculator

Following Changes in 2018, Land Transaction Tax (LTT) has replaced Stamp Duty in Wales.

LBTT Calculator

Stamp Duty in Scotland is now called Land and Buildings Transaction Tax (LBTT).